An umbrella policy provides additional liability coverage beyond the limits of your existing auto and home insurance — essential protection for your assets. Family Insurance LLC writes umbrella insurance across Nevada, Utah and Minnesota, comparing 10+ A-rated carriers. Call (702) 764-9951 for a quote.
| Coverage | Umbrella Insurance |
|---|---|
| Category | Personal Insurance |
| States available | Nevada, Utah, Minnesota |
| Who it's for | Homeowners with significant assets; High-income earners; Pool or trampoline owners |
| Carriers shopped | 10+ A-rated carriers |
| Phone | (702) 764-9951 |
A single serious car accident or injury on your property can result in a lawsuit that exceeds the liability limits on your auto or home policy. When that happens, your personal assets — savings, investments, even future wages — are at risk. An umbrella policy closes that gap.
Umbrella insurance kicks in after your underlying auto or home liability limits are exhausted, providing an additional $1 million or more in protection. It also covers claims that underlying policies may exclude, like slander, libel, and false arrest.
The best part? Umbrella insurance is surprisingly affordable — typically $200–$400 per year for $1 million in additional coverage. For high-net-worth families in Las Vegas, it's one of the smartest investments you can make.
Anyone with assets to protect. If your net worth exceeds your liability limits, a lawsuit could put your savings, home equity, and future income at risk.
Typically $200–$400 per year for $1 million in coverage. Additional millions cost even less per increment.
Yes. Umbrella policies require you to maintain minimum liability limits on your auto and home policies — usually $250K/$500K auto and $300K home.
Family Insurance LLC · 7318 West Post Rd Ste 202B, Las Vegas, NV 89118 · (702) 764-9951 · info@familyinsurancellc.com