Insurance for Consultants, Accountants & Professional Firms in Nevada

Tailored coverage for professional service providers including E&O, general liability, and cyber protection to shield your expertise and reputation. Family Insurance LLC writes professional services insurance across Nevada, Utah and Minnesota, comparing 10+ A-rated carriers. Call (702) 764-9951 for a quote.

Coverage	Professional Services Insurance
Category	Commercial Insurance
States available	Nevada, Utah, Minnesota
Who it's for	Accounting and bookkeeping firms; Management consultants; Architects and engineers
Carriers shopped	10+ A-rated carriers
Phone	(702) 764-9951

Overview

Professional service firms — accountants, consultants, lawyers, architects, engineers — face unique liability risks that standard business insurance doesn't cover. A single claim of professional negligence can cost hundreds of thousands in legal defense alone, regardless of the outcome.

Nevada's growing business environment means more professional service firms and more potential for disputes. Errors & omissions insurance (professional liability) is your first line of defense against claims that your advice, services, or work product caused financial harm to a client.

Family Insurance understands the nuances of professional liability for different disciplines. We'll build a program that satisfies your client contract requirements, covers your specific practice areas, and protects your firm's reputation.

Who needs this coverage

• Accounting and bookkeeping firms
• Management consultants
• Architects and engineers
• Marketing and PR agencies
• Staffing and recruiting firms
• Financial advisors and planners

What's included

• Protection against negligence claims
• Client contract compliance
• Regulatory defense coverage
• Cyber liability for client data
• Reputation protection

Coverage details

• Professional Liability (E&O): Covers claims that your professional services, advice, or deliverables caused a client financial harm through errors, omissions, or negligence.
• General Liability: Protects against bodily injury and property damage claims at your office or client locations.
• Cyber Liability: Covers data breaches involving client financial records, personal information, and proprietary business data you handle.
• Property Coverage: Insures your office space, computers, furniture, and professional library against fire, theft, and damage.
• Business Interruption: Replaces lost income when a covered event prevents you from serving clients.
• Employment Practices Liability: Covers claims of wrongful termination, discrimination, or harassment brought by employees.

Common endorsements

• Subcontractor coverage
• Prior acts coverage
• Regulatory proceedings
• Disciplinary proceedings defense

Frequently asked questions

What's the difference between E&O and general liability?

E&O covers claims of professional negligence — like giving bad advice that costs a client money. General liability covers physical injury and property damage. Most professional firms need both.

Do I need E&O if I have an LLC?

Yes. An LLC protects your personal assets from business debts, but it doesn't pay for legal defense or settlements. E&O covers those costs.

How far back does E&O coverage extend?

This depends on your 'retroactive date.' Most policies cover claims arising from work performed after a specific date, which can extend years into the past if you maintain continuous coverage.

Family Insurance LLC · 7318 West Post Rd Ste 202B, Las Vegas, NV 89118 · (702) 764-9951 · info@familyinsurancellc.com