Construction Insurance in Nevada

Builder's risk, contractor liability, tools and equipment coverage for construction companies and projects across Nevada. Family Insurance LLC writes construction insurance across Nevada, Utah and Minnesota, comparing 10+ A-rated carriers. Call (702) 764-9951 for a quote.

Coverage	Construction Insurance
Category	Commercial Insurance
States available	Nevada, Utah, Minnesota
Who it's for	Construction companies; Project developers; Builder/developer firms
Carriers shopped	10+ A-rated carriers
Phone	(702) 764-9951

Overview

Nevada's construction sector is one of the fastest-growing in the country, driven by residential development, commercial expansion, and massive infrastructure projects. With growth comes risk — from job-site injuries and equipment theft to project delays and design errors.

Construction insurance goes beyond standard general liability to address the unique exposures of building projects: builder's risk for structures under construction, contractor equipment floaters for heavy machinery, and professional liability for design-build firms.

Family Insurance assembles comprehensive construction insurance programs that meet the requirements of project owners, general contractors, and lenders — keeping your projects on schedule and your company protected.

Who needs this coverage

• Construction companies
• Project developers
• Builder/developer firms
• Infrastructure contractors

What's included

• Builder's risk coverage
• Contractor equipment floater
• Professional liability
• Wrap-up and OCIP programs

Coverage details

• Builder's Risk: Covers buildings under construction against fire, wind, theft, vandalism, and certain weather events.
• Contractor Equipment Floater: Covers owned, leased, or rented heavy equipment and machinery wherever it's used.
• Professional Liability: Protects design-build firms against claims of errors, omissions, or negligence in professional services.
• Wrap-Up Programs: OCIP and CCIP programs that consolidate insurance for all contractors on a single large project.
• Surety & Bonds: Performance and payment bonds required for public works and many private construction contracts.

Common endorsements

• Pollution liability
• Rigger's liability
• Installation floater

Frequently asked questions

What is builder's risk insurance?

Builder's risk covers structures during construction against damage from fire, wind, theft, and other perils. It typically lasts for the duration of the project.

Do I need a surety bond?

For public works projects and many private contracts in Nevada, yes. Performance bonds guarantee project completion; payment bonds guarantee subcontractors and suppliers get paid.

What's an OCIP?

An Owner-Controlled Insurance Program consolidates general liability, workers' comp, and excess liability for all contractors on a project under one policy — reducing costs and coverage gaps.

Family Insurance LLC · 7318 West Post Rd Ste 202B, Las Vegas, NV 89118 · (702) 764-9951 · info@familyinsurancellc.com